Your ability to earn is your biggest asset. Critical illness and disability insurance help keep your bills paid, your business running and your plans on track if a serious illness or injury stops you from working. I help you find the right coverage at a price that fits.
Critical Illness Insurance: A one-time, tax-free lump sum if you're diagnosed with a covered condition such as cancer, heart attack or stroke. Use it however you need: treatment, time off, or keeping your household running.
Disability Insurance: A monthly income if illness or injury keeps you from working. It replaces part of your pay so you can focus on getting better.
Protect the income you've worked hard to build.
No employer plan? Your coverage is up to you.
Options that can be owned and paid for through your corporation.
Make sure one diagnosis doesn't undo your family's plans.
Including any group coverage through work, to find the gaps.
I'm independent, so I shop the market for you.
Coverage sized to what you actually need.
Support with your application and ongoing reviews as life changes.
Isn't my group plan at work enough?
Group plans often cover only part of your income and end when you leave the job. Personal coverage stays with you.
What's the difference between critical illness and disability insurance?
Critical illness pays a lump sum on diagnosis. Disability pays a monthly income while you can't work. Many people have both.
Can I get coverage if I'm self-employed?
Yes. Self-employed people and business owners can apply for individual coverage based on their earnings.
A free 15-minute call is the easiest place to start.
© 2026 Chambers Financial & Co. Ltd. All rights reserved.
Contact: info@chambersfinancial.ca
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.